Tax Brackets For 2024 Taxes Over 65. Individuals under 65 at the end of 2023 have to file a federal return in 2024 if their income last year was at least $13,850 ($20,800 for taxpayers filing as head of household, and $27,700 for married couples filing jointly or a. 10%, 12%, 22%, 24%, 32%, 35%, and 37%.

The common wisdom of converting between ages 65 and 70 is largely due to tax brackets. Rate cut from 5.7% to 5.65%.